Stunning cottage w/privacy, swimmable waterfront, & NW facing views. Hay Bay offers some of the best walleye fishing around. Great boating conditions w/easy access to Lake Ontario. Enjoy an abundance of wildlife including swans & ducks. Centrally located mins from Glenora Ferry for access to Prince Edward County & 20 mins to Napanee amenities & HWY401 access. Located between Toronto & Ottawa. Insulated w/2 propane fireplaces makes it easy to still enjoy in winter months. Over 2 acres w/ large vegetable garden, ample parking, & large detached workshop. Updates include the following: spray foam insulation & septic 2002, workshop w/100 amp service 2004, 50 amp RV plug, Roof redesigned & porches covered 2007, Addition of 2nd bedroom 2013, level waterside parking pad w/30 amp RV hookup, can fit 40ft fifth wheel 2019, 150Ft of shoreline stabilized to protect from highwater w/stone steps, waters edge deck was replaced w/steel frame structure & new deck boards 2020, Hot water tank 2023.